Horace was born in Wolverhampton in 1897, the son of Edward B. and Elizabeth Cartwright. In 1901, they were living at 29 Owen Road, Wolverhampton, along with Horace’s siblings Catherine A., Sidney, William H., Gertrude, Bertram, Edward and Grace. By 1911, they were at Red House, Trysull Road, Merry Hill, and Horace had become an apprentice carpenter.
Horace’s name is listed on the Penn Road war memorial, so he served in the army during the First World War, but was not killed. I have not, however, been able to confirm further details of his military service. He appears to have married Gladys L. Sadler in 1923, but I could not find any records of any children.