Frederick was born in Wolverhampton in 1879, the son of Frederick and Ada V. Phillips. In 1901, they were living at 23 Curzon Street, Wolverhampton, along with Frederick’s siblings Francis E. and Lilian M. Frederick was a postman, working for the civil service. He maried Georgina Caroline Sedman in Camberwell in 1909, and by 1911 they were living at 84 Wanderers Avenue, Wolverhampton, together with their daughter, Freda V.
Frederick enlisted initially in the Lincolnshire Regiment (number 5671), and later transferred to the 1st Battalion of the East Yorkshire Regiment (number 30710). He was killed in action in France on 16 April 1918. He is remembered on the Tyne Cot Memorial, as well as on the Wolverhampton Postal Workers Memorial.