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The son of Charles and Annie Elizabeth Lockley, Frederick was born in Wolverhampton in 1890. They were living at 26 Montrose Street, Wolverhampton, in 1901, along with Frederick’s siblings Charles Edward, Annie Maud, Nellie May, Edith Amy, Elsie May, Agnes Mabel and Albert Ernest. They were at the same adress in 1911, and Frederick had an additional sibling, Elizabeth Ann. Frederick had become a railway messenger. He worked as a Claims Inspector for the London and North Western Railway at Wolverhampton station.

Frederick attested on 17 November 1915, and was mobilised in May 1917. He enlisted in the Royal West Kent General Service Cavalry (number 37815, later 20108). He was appointed Lance Corporal in November 1917 and Acting Corporal in June 1918. He served in Italy and France, but was killed in action on 27 September 1918. He is buried at Gouzeaucourt New British Cemetery in France, and remembered on the memorial at Wolverhampton Railway Station.