Albert was born in Monmore Green, Wolverhampton in 1893, the son of Jeremiah and Mary Ann Lloyd. In 1901 they were living at 13 Charles Street, Wolverhampton. By 1911, he was living with his brother, Jeremiah, and sisters Florence and Caroline, at 13 Barker Street, Wolverhampton. Albert was a general labourer at a nut and bolt works (Bayliss, Jones and Bayliss). He married Ada Rutter in Wolverhampton in 1913, and the couple had a son, Albert, in 1914.
Albert enlisted with the 7th Battalion of the South Staffordshire Regiment (number 10484), first serving in the Balkans from 21 July 1915. He was wounded, and while being evacuated on the H. S. Gascon, he died at sea at Alexandria on 2 August 1915. He is buried at the Alexandria (Chatby) Military and War Memorial Cemetery, and is commemorated on the Monmoor & Victoria Works Memorial.