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Frank was born in Wolverhampton in 1892, the son of George and Elizabeth Ragdale. In 1901 they were living at 67 Herrick Street, Wolverhampton, together with Frank’s siblings, Lilly and John. Frank attended St Mark’s School. By 1901 they were at 48 Jameson Street, and Frank had an additional two brothers, George and Charlie. By this date, Frank was an accountant’s clerk for a chartered accountant, Muras, Harries and Johnson of Queen Street.

On 13 October 1915, Frank enlisted with the 23rd Battalion of the Middlesex Regiment (number F/2039). An article that appeared in the Midlands County Express on 6 January 1917 stated that he was killed in action on 15 March 1916, but this is not strictly true. According to his service record, he died at Cambridge Hospital, Aldershot, on that date from “fracture of skull”. The article stated that he “was of a cheery disposition, and earned the respect and esteem of all with whom he was brought into contact.” He is buried at Bentley Cemetery in Staffordshire.