Horace was born in Wolverhampton in 1895, the son of Robert and Elizabeth Davies. In 1901, he appeared with his parents at 3 Rainbow Street, alongside his sisters Elizabeth, Sarah and Harriett and brothers Frederick, Robert and Joseph. They were at the same address in 1911, although the household simply consisted of Horace, his parents and sister Elizabeth. Horace was a carriage trimmer for a coach builder. He later worked for the Sunbeam company.
I have not been able to find any record of him serving in the armed forces during the War, so presumably he was either excused on medical grounds or he was using his skills in one of the reserved professions, perhaps doing trimming for ambulances or aircraft.
On 6 October 1914 he married Harriett Foxall, and the couple went on to have three children – Horace, Geoffrey John and Clifford Kenneth – between 1916 and 1934. Horace himself died in 1943 in Wolverhampton.